@charset "utf-8";

/* =============================================================================
   COVERBOX — CONSOLIDATED STYLESHEET
   Sources: blog.css · blog-contents.css · coverbox_motor_insurance_guide.html
   Organised by: Reset → Tokens → Typography → Layout/Grid → Utility Bar →
                 Header/Nav → Hero → Filters → Sections → Cards → Interactive →
                 Buttons/CTAs → Footer → Animations → Print → Responsive
   Column system follows Pofo-style 12-col naming convention.
   ============================================================================= */

/* =============================================================================
   1. RESET
   ============================================================================= */

*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

a {
  text-decoration: none;
  color: inherit;
}

/* =============================================================================
   2. DESIGN TOKENS  (CSS custom properties)
   ============================================================================= */

:root {
  /* — Brand palette — */
  --cb-red: #e8002a;
  --cb-dark: #1a1a2e;
  --cb-nav-dark: #0d1117;
  --cb-text: #333;
  --cb-muted: #777;
  --cb-border: #e5e5e5;
  --cb-bg: #f7f7f7;
  --cb-white: #ffffff;

  /* — Content / blog-contents palette — */
  --orange: #d85a30;
  --orange-light: #f0997b;
  --orange-pale: #faece7;
  --dark: #1c1a14;
  --cream: #faf8f4;
  --border: #e8e4dc;
  --text: #2c2a22;
  --muted: #7a7870;

  /* — Guide / motor-insurance palette — */
  --guide-dark: #1a1a2e;
  --guide-navy: #16213e;
  --guide-blue: #0f3460;
  --guide-red: #c0392b;
  --guide-border: #e8ecf0;
  --guide-muted: #7f8c8d;
  --guide-text: #2c3e50;
  --guide-bg: #fafbfc;

  /* — Typography — */
  --font-main: "Montserrat", sans-serif;
  --font-body: "Open Sans", sans-serif;
  --font-serif: "Playfair Display", Georgia, serif;
  --font-dm: "DM Sans", sans-serif;
  --font-libre: "Libre Franklin", "Helvetica Neue", Arial, sans-serif;
}

/* =============================================================================
   3. TYPOGRAPHY  (base body + headings shared across files)
   ============================================================================= */

body {
  font-family: var(--font-body);
  color: var(--cb-text);
  background: var(--cb-white);
  line-height: 1.75;
}

/* Blog-contents body override — apply class="content-page" on <body> */
body.content-page {
  font-family: var(--font-dm), sans-serif;
  background: var(--cream);
  color: var(--text);
}

/* Motor-guide body override — apply class="guide-page" on <body> */
body.guide-page {
  font-family: var(--font-libre);
  background: var(--guide-bg);
  color: var(--guide-text);
}

/* ── Shared heading rhythm ── */
h1,
h2,
h3,
h4,
h5,
h6 {
  line-height: 1.2;
}

/* ── Section label + title (blog-contents) ── */
.section-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--orange);
  margin-bottom: 6px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.section-label::before {
  content: "";
  display: inline-block;
  width: 20px;
  height: 2px;
  background: var(--orange);
  border-radius: 2px;
}
.section-title {
  font-family: var(--font-serif);
  font-size: 30px;
  color: var(--dark);
  margin-bottom: 32px;
  font-weight: 700;
}

/* ── Guide section titles ── */
.guide-section-title {
  font-family: var(--font-serif);
  font-size: 24px;
  font-weight: 700;
  color: var(--guide-dark);
  margin-bottom: 6px;
  letter-spacing: -0.3px;
}
.section-sub {
  color: var(--guide-muted);
  font-size: 14px;
  font-weight: 400;
  margin-bottom: 24px;
  line-height: 1.5;
}

/* ── Divider ── */
hr.divider {
  border: none;
  border-top: 1px solid var(--border);
  margin: 52px 0;
}

/* ── Animations ── */
@keyframes fadeUp {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}
@keyframes pulse {
  0%,
  100% {
    opacity: 0.4;
    transform: scale(1);
  }
  50% {
    opacity: 1;
    transform: scale(1.4);
  }
}

/* =============================================================================
   4. LAYOUT & GRID  (Pofo-style 12-column system)
   ============================================================================= */

/* ── Containers ── */
.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}
.container-sm {
  max-width: 800px;
  margin: 0 auto;
  padding: 0 24px;
}
.container-md {
  max-width: 900px;
  margin: 0 auto;
  padding: 0 24px;
}
.container-header {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}
.content-wrap {
  padding: 40px 0 20px;
}

/* ── Row ── */
.row {
  display: flex;
  flex-wrap: wrap;
  margin-left: -15px;
  margin-right: -15px;
}

/* ── Columns (Pofo 12-col naming) ── */
[class*="col-"] {
  padding-left: 15px;
  padding-right: 15px;
  width: 100%;
}

.col-1 {
  flex: 0 0 8.3333%;
  max-width: 8.3333%;
}
.col-2 {
  flex: 0 0 16.6667%;
  max-width: 16.6667%;
}
.col-3 {
  flex: 0 0 25%;
  max-width: 25%;
}
.col-4 {
  flex: 0 0 33.3333%;
  max-width: 33.3333%;
}
.col-5 {
  flex: 0 0 41.6667%;
  max-width: 41.6667%;
}
.col-6 {
  flex: 0 0 50%;
  max-width: 50%;
}
.col-7 {
  flex: 0 0 58.3333%;
  max-width: 58.3333%;
}
.col-8 {
  flex: 0 0 66.6667%;
  max-width: 66.6667%;
}
.col-9 {
  flex: 0 0 75%;
  max-width: 75%;
}
.col-10 {
  flex: 0 0 83.3333%;
  max-width: 83.3333%;
}
.col-11 {
  flex: 0 0 91.6667%;
  max-width: 91.6667%;
}
.col-12 {
  flex: 0 0 100%;
  max-width: 100%;
}

/* ── md breakpoint (≤1024px) ── */
@media (max-width: 1024px) {
  .col-md-1 {
    flex: 0 0 8.3333%;
    max-width: 8.3333%;
  }
  .col-md-2 {
    flex: 0 0 16.6667%;
    max-width: 16.6667%;
  }
  .col-md-3 {
    flex: 0 0 25%;
    max-width: 25%;
  }
  .col-md-4 {
    flex: 0 0 33.3333%;
    max-width: 33.3333%;
  }
  .col-md-5 {
    flex: 0 0 41.6667%;
    max-width: 41.6667%;
  }
  .col-md-6 {
    flex: 0 0 50%;
    max-width: 50%;
  }
  .col-md-7 {
    flex: 0 0 58.3333%;
    max-width: 58.3333%;
  }
  .col-md-8 {
    flex: 0 0 66.6667%;
    max-width: 66.6667%;
  }
  .col-md-9 {
    flex: 0 0 75%;
    max-width: 75%;
  }
  .col-md-10 {
    flex: 0 0 83.3333%;
    max-width: 83.3333%;
  }
  .col-md-11 {
    flex: 0 0 91.6667%;
    max-width: 91.6667%;
  }
  .col-md-12 {
    flex: 0 0 100%;
    max-width: 100%;
  }
}

/* ── sm breakpoint (≤768px) ── */
@media (max-width: 768px) {
  .col-sm-1 {
    flex: 0 0 8.3333%;
    max-width: 8.3333%;
  }
  .col-sm-2 {
    flex: 0 0 16.6667%;
    max-width: 16.6667%;
  }
  .col-sm-3 {
    flex: 0 0 25%;
    max-width: 25%;
  }
  .col-sm-4 {
    flex: 0 0 33.3333%;
    max-width: 33.3333%;
  }
  .col-sm-5 {
    flex: 0 0 41.6667%;
    max-width: 41.6667%;
  }
  .col-sm-6 {
    flex: 0 0 50%;
    max-width: 50%;
  }
  .col-sm-7 {
    flex: 0 0 58.3333%;
    max-width: 58.3333%;
  }
  .col-sm-8 {
    flex: 0 0 66.6667%;
    max-width: 66.6667%;
  }
  .col-sm-9 {
    flex: 0 0 75%;
    max-width: 75%;
  }
  .col-sm-10 {
    flex: 0 0 83.3333%;
    max-width: 83.3333%;
  }
  .col-sm-11 {
    flex: 0 0 91.6667%;
    max-width: 91.6667%;
  }
  .col-sm-12 {
    flex: 0 0 100%;
    max-width: 100%;
  }
}

/* ── xs breakpoint (≤480px) ── */
@media (max-width: 480px) {
  .col-xs-12 {
    flex: 0 0 100%;
    max-width: 100%;
  }
}

/* ── Grid helpers (CSS Grid shorthand for card grids) ── */
.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}
.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.grid-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
}

@media (max-width: 900px) {
  .grid-3 {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (max-width: 768px) {
  .grid-2,
  .grid-4 {
    grid-template-columns: 1fr;
  }
}
@media (max-width: 560px) {
  .grid-3 {
    grid-template-columns: 1fr;
  }
}

/* =============================================================================
   5. UTILITY BAR
   ============================================================================= */

.util-bar {
  background: #111;
  color: #aaa;
  font-size: 11px;
  font-family: var(--font-main);
  letter-spacing: 0.5px;
  padding: 6px 0;
  display: none;
}
@media (min-width: 768px) {
  .util-bar {
    display: block;
  }
}
.util-bar .container {
  display: flex;
  justify-content: flex-end;
  gap: 24px;
}

/* =============================================================================
   6. HEADER & NAVIGATION
   ============================================================================= */

/* ── Site header ── */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.12);
  transition: background 0.3s;
}

/* Light variant (about_us style) */
.site-header.light {
  background: var(--cb-white);
}
.site-header.light nav a {
  color: #222;
}
.site-header.light .nav-link:hover,
.site-header.light .nav-link.active {
  color: var(--cb-red);
}
.site-header.light .dropdown-menu {
  background: var(--cb-white);
}
.site-header.light .hamburger span {
  background: #222;
}

/* Dark variant (products style) */
.site-header.dark {
  background: var(--cb-nav-dark);
}
.site-header.dark nav a {
  color: #e0e0e0;
}
.site-header.dark .nav-link:hover,
.site-header.dark .nav-link.active {
  color: var(--cb-red);
}
.site-header.dark .dropdown-menu {
  background: #1c2030;
}
.site-header.dark .dropdown-menu a {
  color: #ccc;
}
.site-header.dark .hamburger span {
  background: #fff;
}

/* ── Nav layout ── */
.nav-wrapper {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}
.logo img {
  height: 38px;
  display: block;
}

nav.main-nav {
  display: flex;
  align-items: center;
  gap: 4px;
}
.nav-item {
  position: relative;
}
.nav-link {
  font-family: var(--font-main);
  font-size: 12.5px;
  font-weight: 600;
  letter-spacing: 0.4px;
  text-transform: uppercase;
  padding: 8px 13px;
  display: flex;
  align-items: center;
  gap: 4px;
  transition: color 0.2s;
  white-space: nowrap;
}
.nav-link .caret {
  font-size: 9px;
  opacity: 0.6;
  transition: transform 0.2s;
}
.nav-item:hover .caret {
  transform: rotate(180deg);
}
.nav-link.active {
  color: var(--cb-red) !important;
}

/* ── Dropdown ── */
.dropdown-menu {
  position: absolute;
  top: calc(100% + 2px);
  left: 0;
  min-width: 210px;
  border-top: 3px solid var(--cb-red);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.18);
  opacity: 0;
  pointer-events: none;
  transform: translateY(-6px);
  transition:
    opacity 0.2s,
    transform 0.2s;
  z-index: 200;
}
.nav-item:hover .dropdown-menu {
  opacity: 1;
  pointer-events: auto;
  transform: translateY(0);
}
.dropdown-menu a {
  display: block;
  font-family: var(--font-main);
  font-size: 11.5px;
  font-weight: 600;
  letter-spacing: 0.3px;
  text-transform: uppercase;
  padding: 10px 18px;
  transition:
    color 0.15s,
    background 0.15s;
}
.dropdown-menu a:hover {
  color: var(--cb-red) !important;
  background: rgba(232, 0, 42, 0.06);
}
.dropdown-menu .group-label {
  font-size: 9px;
  letter-spacing: 1.2px;
  font-weight: 700;
  color: var(--cb-muted) !important;
  padding: 10px 18px 4px;
  pointer-events: none;
  text-transform: uppercase;
}
.dropdown-menu a.blog-link {
  color: var(--cb-red) !important;
  font-weight: 700;
}

/* ── Hamburger ── */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 6px;
}
.hamburger span {
  width: 24px;
  height: 2px;
  border-radius: 2px;
  transition: 0.3s;
}
@media (max-width: 900px) {
  nav.main-nav {
    display: none;
  }
  .hamburger {
    display: flex;
  }
}

/* ── Guide header band (motor insurance guide) ── */
.header-band {
  background: linear-gradient(135deg, #1a1a2e 0%, #16213e 40%, #0f3460 100%);
  padding: 48px 32px 40px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.header-band::before {
  content: "";
  position: absolute;
  top: -50%;
  left: -50%;
  width: 200%;
  height: 200%;
  background:
    radial-gradient(
      ellipse at 30% 50%,
      rgba(192, 57, 43, 0.08) 0%,
      transparent 60%
    ),
    radial-gradient(
      ellipse at 70% 50%,
      rgba(26, 82, 118, 0.08) 0%,
      transparent 60%
    );
  pointer-events: none;
}
.header-band h1 {
  font-family: var(--font-serif);
  font-size: 32px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 8px;
  letter-spacing: -0.5px;
  position: relative;
}
.header-band p {
  color: rgba(255, 255, 255, 0.7);
  font-size: 15px;
  font-weight: 300;
  max-width: 620px;
  margin: 0 auto;
  line-height: 1.6;
  position: relative;
}
.header-band .byline {
  margin-top: 12px;
  font-size: 12px;
  opacity: 0.5;
}

/* =============================================================================
   7. HERO SECTIONS
   ============================================================================= */

/* ── Blog listing hero (blog.css) ── */
.blog-hero {
  background: linear-gradient(135deg, #0d1117 0%, #1a1a2e 60%, #2d0a12 100%);
  padding: 64px 0 56px;
  position: relative;
  overflow: hidden;
}
.blog-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(
    ellipse 60% 80% at 80% 50%,
    rgba(232, 0, 42, 0.12) 0%,
    transparent 70%
  );
}
.blog-hero .container {
  position: relative;
}
.blog-hero-tag {
  display: inline-block;
  background: var(--cb-red);
  color: #fff;
  font-family: var(--font-main);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  padding: 5px 14px 6px;
  border-radius: 50px;
  margin-bottom: 16px;
}
.blog-hero h1 {
  font-family: var(--font-main);
  font-size: clamp(2rem, 5vw, 3.2rem);
  font-weight: 800;
  color: #fff;
  line-height: 1.1;
  margin-bottom: 14px;
}
.blog-hero p {
  color: rgba(255, 255, 255, 0.6);
  font-size: 15px;
  max-width: 520px;
  line-height: 1.7;
}

/* ── Content hero (blog-contents.css) ── */
.hero {
  background: var(--dark);
  padding: 80px 24px 72px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 50% 0%, #d85a30 0%, transparent 65%),
    radial-gradient(ellipse 40% 40% at 10% 100%, #993c1d 0%, transparent 60%),
    radial-gradient(ellipse 30% 40% at 90% 80%, #f0997b 0%, transparent 60%);
  opacity: 0.22;
}
.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.03) 1px, transparent 1px);
  background-size: 48px 48px;
}
.hero-inner {
  position: relative;
  z-index: 2;
}

.tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--orange);
  color: #fff;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 20px;
  margin-bottom: 24px;
  animation: fadeUp 0.6s ease both;
}
.hero h1 {
  font-family: var(--font-serif);
  font-size: clamp(36px, 7vw, 64px);
  color: var(--cream);
  line-height: 1.1;
  max-width: 760px;
  margin: 0 auto 20px;
  animation: fadeUp 0.7s 0.1s ease both;
  font-weight: 900;
}
.hero h1 em {
  font-style: italic;
  color: var(--orange-light);
  display: block;
}
.hero-sub {
  color: #a8a49a;
  font-size: 17px;
  font-weight: 300;
  max-width: 500px;
  margin: 0 auto 32px;
  animation: fadeUp 0.7s 0.2s ease both;
  line-height: 1.65;
}
.hero-meta {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 8px;
  animation: fadeUp 0.7s 0.3s ease both;
}
.meta-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 20px;
  padding: 6px 14px;
  font-size: 12px;
  color: #a8a49a;
  backdrop-filter: blur(4px);
}

/* =============================================================================
   8. FILTER / TAB BAR
   ============================================================================= */

.filter-bar {
  background: var(--cb-white);
  border-bottom: 1px solid var(--cb-border);
  position: sticky;
  top: 68px;
  z-index: 50;
}
.filter-bar .container {
  display: flex;
  align-items: center;
  gap: 0;
  overflow-x: auto;
  scrollbar-width: none;
}
.filter-bar .container::-webkit-scrollbar {
  display: none;
}
.filter-tab {
  font-family: var(--font-main);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  padding: 14px 20px;
  color: var(--cb-muted);
  border-bottom: 3px solid transparent;
  cursor: pointer;
  white-space: nowrap;
  transition: 0.2s;
}
.filter-tab:hover {
  color: var(--cb-text);
}
.filter-tab.active {
  color: var(--cb-red);
  border-bottom-color: var(--cb-red);
}

/* =============================================================================
   9. BLOG SECTION WRAPPER
   ============================================================================= */

.blog-section {
  padding: 56px 0 80px;
  background: var(--cb-bg);
}

/* =============================================================================
   10. CARDS
   ============================================================================= */

/* ── Featured post card ── */
.featured-post {
  background: var(--cb-white);
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 2px 16px rgba(0, 0, 0, 0.07);
  display: grid;
  grid-template-columns: 1fr 1fr;
  margin-bottom: 40px;
  transition:
    transform 0.25s,
    box-shadow 0.25s;
}
.featured-post:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.12);
}
@media (max-width: 768px) {
  .featured-post {
    grid-template-columns: 1fr;
  }
}

.featured-img {
  position: relative !important;
  background-size: cover !important;
  overflow: hidden !important;
  background-position: center;
  background-repeat: no-repeat !important;
  min-height: 280px;
  display: flex;
  align-items: center;
  justify-content: center;
}
/* .featured-img {
  background: linear-gradient(135deg, #0d1117, #2d0a12);
  min-height: 280px;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  overflow: hidden;
} */
.featured-img .img-placeholder {
  font-size: 72px;
  opacity: 0.25;
}
.featured-img .cat-badge {
  position: absolute;
  top: 20px;
  left: 20px;
  background: var(--cb-red);
  color: #fff;
  font-family: var(--font-main);
  font-size: 9.5px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  padding: 5px 12px 6px;
  border-radius: 50px;
}
.featured-content {
  padding: 40px 36px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.featured-content .meta {
  font-family: var(--font-main);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  color: var(--cb-muted);
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  gap: 10px;
}
.meta .dot {
  width: 3px;
  height: 3px;
  border-radius: 50%;
  background: var(--cb-muted);
}
.featured-content h2 {
  font-family: var(--font-main);
  font-size: 1.6rem;
  font-weight: 800;
  line-height: 1.25;
  margin-bottom: 14px;
  color: var(--cb-dark);
}
.featured-content p {
  color: var(--cb-muted);
  font-size: 14px;
  line-height: 1.75;
  margin-bottom: 24px;
}

/* ── Blog post grid ── */
.posts-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
@media (max-width: 900px) {
  .posts-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (max-width: 560px) {
  .posts-grid {
    grid-template-columns: 1fr;
  }
}

.post-card {
  background: var(--cb-white);
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.06);
  display: flex;
  flex-direction: column;
  transition:
    transform 0.25s,
    box-shadow 0.25s;
}
.post-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.12);
}

.card-img {
  height: 180px;
  position: relative;
  overflow: hidden;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 48px;
}
.card-img .cat-badge {
  position: absolute;
  top: 14px;
  left: 14px;
  background: var(--cb-red);
  color: #fff;
  font-family: var(--font-main);
  font-size: 9px;
  font-weight: 700;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: 2px;
}
/* Card image colour schemes */
.card-img.scheme-1 {
  background: linear-gradient(135deg, #0d1117, #1a3a5c);
}
.card-img.scheme-2 {
  background: linear-gradient(135deg, #1a1a2e, #3a1a2e);
}
.card-img.scheme-3 {
  background: linear-gradient(135deg, #0a2a1a, #1a3a2a);
}
.card-img.scheme-4 {
  background: linear-gradient(135deg, #2a1a0a, #3a2a0a);
}
.card-img.scheme-5 {
  background: linear-gradient(135deg, #1a0a2a, #2a1a3a);
}
.card-img.scheme-6 {
  background: linear-gradient(135deg, #0a1a2a, #1a2a3a);
}
.card-img .emoji {
  opacity: 0.3;
}

.card-body {
  padding: 22px 22px 26px;
  flex: 1;
  display: flex;
  flex-direction: column;
}
.card-body .meta {
  font-family: var(--font-main);
  font-size: 10.5px;
  font-weight: 600;
  letter-spacing: 0.4px;
  text-transform: uppercase;
  color: var(--cb-muted);
  margin-bottom: 10px;
  display: flex;
  gap: 8px;
  align-items: center;
}
.card-body h3 {
  font-family: var(--font-main);
  font-size: 15px;
  font-weight: 700;
  line-height: 1.35;
  color: var(--cb-dark);
  margin-bottom: 10px;
}
.card-body p {
  font-size: 13px;
  color: var(--cb-muted);
  line-height: 1.7;
  flex: 1;
  margin-bottom: 18px;
}
.card-footer-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 14px;
  border-top: 1px solid var(--cb-border);
}
.author-chip {
  display: flex;
  align-items: center;
  gap: 8px;
}
.author-avatar {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--cb-red);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-main);
  font-size: 10px;
  font-weight: 700;
  color: #fff;
}
.author-name {
  font-family: var(--font-main);
  font-size: 11px;
  font-weight: 600;
  color: var(--cb-text);
}
.read-time {
  font-family: var(--font-main);
  font-size: 10.5px;
  font-weight: 600;
  color: var(--cb-muted);
}

/* ── Intro card (blog-contents) ── */
.intro-card {
  background: linear-gradient(135deg, #fff 60%, #faece7 100%);
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 36px 40px;
  margin: 56px 0 48px;
  border-left: 5px solid var(--orange);
  box-shadow: 0 8px 32px rgba(216, 90, 48, 0.07);
  animation: fadeUp 0.6s 0.4s ease both;
}
.intro-card p {
  font-size: 17.5px;
  color: #4a4740;
  line-height: 1.85;
}
.intro-card strong {
  color: var(--orange);
  font-weight: 700;
}

/* ── Step cards ── */
.steps {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-bottom: 52px;
}

.step {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 28px 32px;
  display: grid;
  grid-template-columns: 64px 1fr;
  gap: 20px;
  align-items: start;
  transition:
    border-color 0.2s,
    box-shadow 0.2s,
    transform 0.2s;
  position: relative;
  overflow: hidden;
}
.step::after {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 4px;
  background: var(--step-color, #d85a30);
  border-radius: 4px 0 0 4px;
  opacity: 0;
  transition: opacity 0.2s;
}
.step:hover {
  border-color: var(--step-color, #f0997b);
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.08);
  transform: translateY(-2px);
}
.step:hover::after {
  opacity: 1;
}

.step-icon {
  width: 56px;
  height: 56px;
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 26px;
  background: var(--step-bg, #faece7);
}
.step-body h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 6px;
}
.step-body p {
  font-size: 14.5px;
  color: #5c5a54;
  line-height: 1.75;
}
.step-body .tip {
  display: inline-flex;
  align-items: flex-start;
  gap: 8px;
  margin-top: 12px;
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 10px 14px;
  font-size: 13px;
  color: #4a4740;
  line-height: 1.55;
}
.step-body .tip strong {
  color: var(--orange);
}
.tip-icon {
  flex-shrink: 0;
}

/* ── Checklist box ── */
.checklist-box {
  background: var(--dark);
  border-radius: 24px;
  padding: 44px 48px;
  margin: 0 0 52px;
  position: relative;
  overflow: hidden;
}
.checklist-box::before {
  content: "";
  position: absolute;
  top: -60px;
  right: -60px;
  width: 260px;
  height: 260px;
  border-radius: 50%;
  background: var(--orange);
  opacity: 0.1;
}
.checklist-box::after {
  content: "";
  position: absolute;
  bottom: -40px;
  left: -40px;
  width: 160px;
  height: 160px;
  border-radius: 50%;
  background: #f0997b;
  opacity: 0.07;
}
.checklist-box h3 {
  font-family: var(--font-serif);
  font-size: 26px;
  color: var(--cream);
  margin-bottom: 28px;
  position: relative;
  z-index: 1;
}
.checklist {
  list-style: none;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px 40px;
  position: relative;
  z-index: 1;
}
.checklist li {
  font-size: 14px;
  color: #c4c0b6;
  display: flex;
  align-items: center;
  gap: 12px;
}
.check-icon {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--orange);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 12px;
}

/* ── Did-you-know callout ── */
.did-you-know {
  background: var(--orange-pale);
  border: 1px solid #f0c0a8;
  border-radius: 20px;
  padding: 32px 36px;
  margin: 0 0 52px;
  display: flex;
  gap: 20px;
  align-items: flex-start;
}
.dyk-icon {
  font-size: 32px;
  line-height: 1;
  flex-shrink: 0;
  background: #fff;
  width: 56px;
  height: 56px;
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 2px 8px rgba(216, 90, 48, 0.12);
}
.did-you-know h4 {
  font-size: 12px;
  font-weight: 700;
  color: #993c1d;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 8px;
}
.did-you-know p {
  font-size: 14.5px;
  color: #4a4740;
  line-height: 1.7;
}
.did-you-know p strong {
  color: var(--orange);
}

/* ── Claim steps (3-col) ── */
.claim-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-bottom: 52px;
}
.claim-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 28px 22px;
  text-align: center;
  transition:
    box-shadow 0.2s,
    transform 0.2s;
  position: relative;
  overflow: hidden;
}
.claim-card:hover {
  box-shadow: 0 8px 28px rgba(0, 0, 0, 0.08);
  transform: translateY(-3px);
}
.claim-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--orange), var(--orange-light));
}
.claim-icon {
  font-size: 32px;
  margin-bottom: 12px;
  display: block;
}
.claim-card h4 {
  font-size: 15px;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 8px;
}
.claim-card p {
  font-size: 13px;
  color: var(--muted);
  line-height: 1.65;
}

/* ── Contact CTA cards ── */
.contact-cta {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin: 0 0 52px;
}
.contact-card {
  border-radius: 20px;
  padding: 32px 28px 28px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  transition: transform 0.2s;
}
.contact-card:hover {
  transform: translateY(-3px);
}
.contact-card.urgent {
  background: var(--dark);
  border: 1px solid #3a3830;
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.18);
}
.contact-card.support {
  background: #fff;
  border: 1px solid var(--border);
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.05);
}
.contact-card .cc-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 5px 12px;
  border-radius: 20px;
  width: fit-content;
}
.contact-card.urgent .cc-badge {
  background: var(--orange);
  color: #fff;
}
.contact-card.support .cc-badge {
  background: #eaf3de;
  color: #3b6d11;
}
.contact-card h4 {
  font-size: 16px;
  font-weight: 700;
  margin: 0;
}
.contact-card.urgent h4 {
  color: var(--cream);
}
.contact-card.support h4 {
  color: var(--dark);
}
.contact-card p {
  font-size: 13px;
  line-height: 1.65;
  margin: 0;
}
.contact-card.urgent p {
  color: #a8a49a;
}
.contact-card.support p {
  color: var(--muted);
}

.contact-card a.phone-link {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  margin-top: 4px;
  padding: 14px 18px;
  border-radius: 12px;
  font-size: 21px;
  font-weight: 700;
  font-family: var(--font-dm), sans-serif;
  letter-spacing: 0.01em;
  transition:
    opacity 0.2s,
    transform 0.15s;
}
.contact-card a.phone-link:hover {
  opacity: 0.82;
  transform: scale(1.02);
}
.contact-card.urgent a.phone-link {
  background: var(--orange);
  color: #fff;
}
.contact-card.support a.phone-link {
  background: var(--cream);
  border: 1px solid var(--border);
  color: var(--orange);
}
.phone-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.5);
  animation: pulse 1.6s ease-in-out infinite;
  flex-shrink: 0;
}
.contact-card.support .phone-dot {
  background: var(--orange);
  opacity: 0.5;
}
.avail-note {
  font-size: 12px;
  font-weight: 600;
  margin: 0 !important;
  display: flex;
  align-items: center;
  gap: 6px;
}
.contact-card.urgent .avail-note {
  color: #6b6760;
}
.contact-card.support .avail-note {
  color: #a8a49a;
}
.avail-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: #4caf50;
  animation: pulse 2s ease-in-out infinite;
}

/* ── Comparison grid (motor guide) ── */
.comp-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-bottom: 40px;
}
.comp-card {
  background: #fff;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 1px 8px rgba(0, 0, 0, 0.06);
  border: 1px solid var(--guide-border);
}
.comp-card-header {
  padding: 20px 24px 16px;
  color: #fff;
  text-align: center;
}
.comp-card-header h3 {
  font-family: var(--font-serif);
  font-size: 22px;
  font-weight: 700;
  margin-bottom: 2px;
}
.comp-card-header span {
  font-size: 13px;
  opacity: 0.85;
  font-weight: 300;
}
.comp-row {
  padding: 14px 24px;
  border-bottom: 1px solid #f0f2f5;
  display: flex;
  flex-direction: column;
  gap: 3px;
}
.comp-row:last-child {
  border-bottom: none;
}
.comp-row:nth-child(odd) {
  background: var(--guide-bg);
}
.comp-row-label {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: #95a5a6;
}
.comp-row-value {
  font-size: 14px;
  line-height: 1.5;
  color: var(--guide-text);
}

/* ── Tag section (PAYD tags) ── */
.tag-section {
  background: linear-gradient(135deg, #f8f9fb 0%, #eef1f6 100%);
  border-radius: 14px;
  padding: 28px 32px;
  margin-bottom: 40px;
  border: 1px solid #e0e5ec;
}
.tag-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 6px;
}
.tag-header h3 {
  font-family: var(--font-serif);
  font-size: 20px;
  color: #1a1a2e;
  margin: 0;
}
.tag-badge {
  background: #c0392b;
  color: #fff;
  font-size: 10px;
  font-weight: 700;
  padding: 3px 10px;
  border-radius: 20px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.tag-sub {
  font-size: 13px;
  color: var(--guide-muted);
  margin-bottom: 20px;
  line-height: 1.5;
}
.tag-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr 1fr;
  gap: 12px;
}
.tag-card {
  background: #fff;
  border-radius: 10px;
  padding: 18px 16px;
  text-align: center;
  border: 1px solid var(--guide-border);
  transition:
    transform 0.15s,
    box-shadow 0.15s;
}
.tag-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.07);
}
.tag-card-icon {
  font-size: 28px;
  margin-bottom: 8px;
}
.tag-card-name {
  font-weight: 700;
  font-size: 12px;
  color: #1a1a2e;
  margin-bottom: 4px;
}
.tag-card-desc {
  font-size: 12px;
  line-height: 1.45;
  color: #666;
}
.tag-footer {
  margin-top: 16px;
  font-size: 11px;
  color: #95a5a6;
  line-height: 1.5;
  text-align: center;
}

/* ── Scenario cards ── */
.scenario-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-bottom: 40px;
}
.scenario-card {
  background: #fff;
  border-radius: 10px;
  padding: 20px;
  box-shadow: 0 1px 6px rgba(0, 0, 0, 0.04);
  border: 1px solid var(--guide-border);
  display: flex;
  gap: 14px;
  align-items: flex-start;
}
.scenario-icon {
  font-size: 28px;
  flex-shrink: 0;
  margin-top: 2px;
}
.scenario-profile {
  font-weight: 700;
  font-size: 14px;
  color: #1a1a2e;
  margin-bottom: 2px;
}
.scenario-km {
  font-size: 12px;
  color: var(--guide-muted);
  margin-bottom: 6px;
}
.scenario-reason {
  font-size: 13px;
  line-height: 1.5;
  color: #555;
}

.rec-badge {
  display: inline-block;
  padding: 2px 10px;
  border-radius: 20px;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 6px;
}
.rec-trad {
  background: #dbeafe;
  color: #1a5276;
}
.rec-payd {
  background: #fde8e8;
  color: #c0392b;
}

/* ── FAQ ── */
.faq-item {
  background: #fff;
  border-radius: 10px;
  margin-bottom: 8px;
  border: 1px solid var(--guide-border);
  overflow: hidden;
  box-shadow: 0 1px 4px rgba(0, 0, 0, 0.03);
}
.faq-q {
  padding: 16px 20px;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  color: #1a1a2e;
  user-select: none;
}
.faq-q:hover {
  background: var(--guide-bg);
}
.faq-arrow {
  font-size: 18px;
  transition: transform 0.2s;
  color: #95a5a6;
  flex-shrink: 0;
  margin-left: 12px;
}
.faq-item.open .faq-arrow {
  transform: rotate(180deg);
}
.faq-a {
  padding: 0 20px 16px;
  font-size: 14px;
  line-height: 1.65;
  color: #555;
  display: none;
}
.faq-item.open .faq-a {
  display: block;
}

/* ── Contact box (guide) ── */
.contact-box {
  background: #fff;
  border-radius: 12px;
  padding: 28px 32px;
  border: 1px solid var(--guide-border);
  text-align: center;
  margin-bottom: 20px;
}
.contact-box h3 {
  font-family: var(--font-serif);
  font-size: 20px;
  color: #1a1a2e;
  margin-bottom: 8px;
}
.contact-box p {
  font-size: 14px;
  color: #666;
  line-height: 1.6;
  max-width: 500px;
  margin: 0 auto 16px;
}
.contact-details {
  display: flex;
  justify-content: center;
  gap: 24px;
  flex-wrap: wrap;
  font-size: 14px;
  color: var(--guide-text);
}

/* ── Sompo disclaimer ── */
.sompo-disclaimer {
  background: #fff;
  border-radius: 12px;
  padding: 24px 28px;
  border: 1px solid var(--guide-border);
  display: flex;
  gap: 20px;
  align-items: flex-start;
  margin-bottom: 20px;
  box-shadow: 0 1px 8px rgba(0, 0, 0, 0.06);
}
.sompo-disclaimer-logo {
  flex-shrink: 0;
  text-align: center;
}
.sompo-disclaimer-logo img {
  width: 90px;
  height: auto;
  display: block;
}
.sompo-disclaimer-divider {
  width: 1px;
  background: var(--guide-border);
  flex-shrink: 0;
  align-self: stretch;
}
.sompo-disclaimer-text {
  font-size: 12px;
  color: #555;
  line-height: 1.65;
}
.sompo-disclaimer-text p {
  margin-bottom: 6px;
}
.sompo-disclaimer-text p:last-child {
  margin: 0;
  font-style: italic;
  color: #95a5a6;
}
.sompo-disclaimer-text a {
  color: #1a5276;
  text-decoration: none;
}
.sompo-disclaimer-text a:hover {
  text-decoration: underline;
}
.sompo-disclaimer-text .underwritten-label {
  color: #c0392b;
  font-weight: 700;
  font-size: 12px;
  display: block;
  margin-bottom: 4px;
}

/* ── Important box ── */
.important-box {
  background: #fff8e1;
  border-left: 4px solid #f39c12;
  border-radius: 0 10px 10px 0;
  padding: 20px 24px;
  margin-bottom: 40px;
}
.important-box h4 {
  font-size: 14px;
  font-weight: 700;
  color: #e67e22;
  margin-bottom: 6px;
}
.important-box p {
  font-size: 13px;
  line-height: 1.6;
  color: #555;
}
.important-box p + p {
  margin-top: 10px;
}

/* =============================================================================
   11. INTERACTIVE CALCULATOR (motor guide)
   ============================================================================= */

.calc-section {
  background: linear-gradient(135deg, #1a1a2e, #16213e);
  border-radius: 16px;
  padding: 36px 32px;
  margin-bottom: 40px;
  color: #fff;
}
.calc-section h3 {
  font-family: var(--font-serif);
  font-size: 22px;
  margin-bottom: 4px;
}
.calc-section .section-sub {
  color: rgba(255, 255, 255, 0.6);
  margin-bottom: 20px;
}

.km-options {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
  margin-bottom: 20px;
}
.km-btn {
  padding: 14px 8px;
  border-radius: 10px;
  border: 2px solid rgba(255, 255, 255, 0.15);
  background: rgba(255, 255, 255, 0.05);
  color: #fff;
  text-align: center;
  cursor: pointer;
  transition: all 0.2s;
  font-family: var(--font-libre), sans-serif;
}
.km-btn:hover {
  border-color: rgba(255, 255, 255, 0.35);
  background: rgba(255, 255, 255, 0.1);
}
.km-btn.active {
  border-color: #e74c3c;
  background: rgba(231, 76, 60, 0.15);
}
.km-btn-num {
  font-size: 18px;
  font-weight: 700;
  display: block;
  margin-bottom: 2px;
}
.km-btn-label {
  font-size: 11px;
  opacity: 0.7;
}

.rec-result {
  background: rgba(255, 255, 255, 0.08);
  border-radius: 12px;
  padding: 20px 24px;
  border: 1px solid rgba(255, 255, 255, 0.1);
  display: none;
}
.rec-result.visible {
  display: block;
}
.rec-result h4 {
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 1px;
  opacity: 0.6;
  margin-bottom: 6px;
  font-weight: 600;
}
.rec-result .plan-name {
  font-family: var(--font-serif);
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 4px;
}
.savings-tag {
  display: inline-block;
  background: #27ae60;
  color: #fff;
  padding: 3px 12px;
  border-radius: 20px;
  font-size: 13px;
  font-weight: 700;
}
.rec-note {
  font-size: 13px;
  opacity: 0.7;
}

/* =============================================================================
   12. BUTTONS & CALLS-TO-ACTION
   ============================================================================= */

/* Read more link */
.read-more {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-main);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  color: var(--cb-red);
  border-bottom: 2px solid transparent;
  padding-bottom: 2px;
  transition:
    border-color 0.2s,
    gap 0.2s;
}
.read-more:hover {
  border-bottom-color: var(--cb-red);
  gap: 12px;
}

/* CTA banner (blog-contents) */
.cta {
  background: linear-gradient(135deg, #d85a30 0%, #7a2d10 100%);
  border-radius: 24px;
  padding: 52px;
  text-align: center;
  color: #fff;
  position: relative;
  overflow: hidden;
  box-shadow: 0 16px 48px rgba(216, 90, 48, 0.3);
}
.cta::before {
  content: "";
  position: absolute;
  top: -60px;
  right: -60px;
  width: 280px;
  height: 280px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.07);
}
.cta::after {
  content: "";
  position: absolute;
  bottom: -40px;
  left: -40px;
  width: 200px;
  height: 200px;
  border-radius: 50%;
  background: rgba(0, 0, 0, 0.1);
}
.cta-inner {
  position: relative;
  z-index: 1;
}
.cta h3 {
  font-family: var(--font-serif);
  font-size: 30px;
  margin-bottom: 14px;
  font-weight: 700;
}
.cta p {
  font-size: 16px;
  opacity: 0.88;
  max-width: 460px;
  margin: 0 auto 28px;
  line-height: 1.7;
}
.cta a {
  display: inline-block;
  background: #fff;
  color: var(--orange);
  font-size: 14px;
  font-weight: 700;
  padding: 15px 40px;
  border-radius: 40px;
  text-decoration: none;
  transition:
    transform 0.2s,
    box-shadow 0.2s;
  letter-spacing: 0.01em;
}
.cta a:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.2);
}

/* WhatsApp button */
.wa-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #25d366;
  color: #fff;
  text-decoration: none;
  padding: 12px 28px;
  border-radius: 50px;
  font-size: 14px;
  font-weight: 600;
  font-family: var(--font-libre), sans-serif;
  margin-top: 16px;
  transition:
    transform 0.2s,
    box-shadow 0.2s;
  box-shadow: 0 3px 14px rgba(37, 211, 102, 0.35);
}
.wa-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 5px 20px rgba(37, 211, 102, 0.45);
}
.wa-btn svg {
  flex-shrink: 0;
}

/* WhatsApp float button */
.wa-float {
  position: fixed;
  bottom: 24px;
  left: 24px;
  background: #25d366;
  color: #fff;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 16px rgba(37, 211, 102, 0.4);
  z-index: 100;
  transition:
    transform 0.2s,
    box-shadow 0.2s;
  text-decoration: none;
}
.wa-float:hover {
  transform: scale(1.08);
  box-shadow: 0 6px 24px rgba(37, 211, 102, 0.5);
}

/* Print button */
.print-btn {
  position: fixed;
  bottom: 24px;
  right: 24px;
  background: linear-gradient(135deg, #c0392b, #e74c3c);
  color: #fff;
  border: none;
  padding: 14px 28px;
  border-radius: 50px;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  box-shadow: 0 4px 20px rgba(192, 57, 43, 0.35);
  z-index: 100;
  display: flex;
  align-items: center;
  gap: 8px;
  transition:
    transform 0.2s,
    box-shadow 0.2s;
  font-family: var(--font-libre), sans-serif;
}
.print-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 28px rgba(192, 57, 43, 0.45);
}

/* Theme toggle (demo) */
.theme-toggle {
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 999;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.theme-btn {
  font-family: var(--font-main);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  padding: 8px 16px;
  border: 2px solid var(--cb-red);
  border-radius: 4px;
  cursor: pointer;
  transition: 0.2s;
}
.theme-btn.active,
.theme-btn:hover {
  background: var(--cb-red);
  color: #fff;
}
.theme-btn:not(.active) {
  background: #fff;
  color: var(--cb-red);
}

/* Pagination */
.pagination {
  margin-top: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}
.page-btn {
  font-family: var(--font-main);
  font-size: 12px;
  font-weight: 700;
  width: 38px;
  height: 38px;
  border-radius: 4px;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  border: 1.5px solid var(--cb-border);
  color: var(--cb-text);
  transition: 0.2s;
  background: var(--cb-white);
}
.page-btn:hover,
.page-btn.active {
  background: var(--cb-red);
  border-color: var(--cb-red);
  color: #fff;
}

/* =============================================================================
   13. FOOTER
   ============================================================================= */

/* ── Blog site footer ── */
.site-footer {
  background: #111;
  color: #aaa;
  padding: 48px 0 28px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 36px;
}
.footer-brand img {
  height: 32px;
  margin-bottom: 16px;
  filter: brightness(0) invert(1);
  opacity: 0.8;
}
.footer-brand p {
  font-size: 12.5px;
  line-height: 1.8;
  max-width: 280px;
}
.footer-col h4 {
  font-family: var(--font-main);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: #fff;
  margin-bottom: 16px;
}
.footer-col a {
  display: block;
  font-size: 12.5px;
  color: #888;
  margin-bottom: 8px;
  transition: color 0.15s;
}
.footer-col a:hover {
  color: var(--cb-red);
}
.footer-bottom {
  border-top: 1px solid #222;
  padding-top: 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px;
  font-size: 12px;
}
.footer-bottom a {
  color: #666;
  margin-left: 16px;
  transition: color 0.15s;
}
.footer-bottom a:hover {
  color: var(--cb-red);
}

/* ── Blog-contents footer note ── */
.footer-note {
  text-align: center;
  font-size: 13px;
  color: #a8a49a;
  margin-top: 44px;
  padding-top: 28px;
  border-top: 1px solid var(--border);
  line-height: 1.8;
}
.footer-note a {
  color: var(--orange);
  text-decoration: none;
}

/* ── Guide footer note (overrides .footer-note within guide context) ── */
.guide-page .footer-note,
.footer-note.guide {
  padding: 32px 24px 60px;
  color: #95a5a6;
  font-size: 12px;
  border-top: 1px solid var(--guide-border);
  margin-top: 60px;
}

/* =============================================================================
   14. PRINT STYLES
   ============================================================================= */

@media print {
  .print-btn,
  .wa-float {
    display: none !important;
  }

  .header-band,
  .comp-card-header,
  .calc-section,
  .rec-badge,
  .savings-tag,
  .important-box,
  .km-btn.active,
  .tag-section,
  .tag-badge,
  .tag-card {
    -webkit-print-color-adjust: exact !important;
    print-color-adjust: exact !important;
  }

  .faq-a {
    display: block !important;
  }
  .faq-arrow {
    display: none !important;
  }

  .scenario-card,
  .comp-card,
  .faq-item {
    break-inside: avoid;
    page-break-inside: avoid;
  }

  body {
    background: #fff !important;
  }
  .rec-result {
    display: none !important;
  }
}

/* =============================================================================
   15. RESPONSIVE OVERRIDES
   ============================================================================= */

/* ── ≤900px ── */
@media (max-width: 900px) {
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

/* ── ≤768px ── */
@media (max-width: 768px) {
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
  .comp-grid,
  .scenario-grid {
    grid-template-columns: 1fr;
  }
  .contact-cta {
    grid-template-columns: 1fr;
  }
  .header-band h1 {
    font-size: 24px;
  }
  .header-band {
    padding: 32px 20px 28px;
  }
  .km-options {
    grid-template-columns: 1fr 1fr;
  }
  .sompo-disclaimer {
    flex-direction: column;
    align-items: center;
    text-align: center;
  }
  .sompo-disclaimer-divider {
    display: none;
  }
}

/* ── ≤600px ── */
@media (max-width: 600px) {
  .intro-card {
    padding: 28px 24px;
  }
  .checklist-box {
    padding: 32px 28px;
  }
  .cta {
    padding: 40px 28px;
  }
  .step {
    grid-template-columns: 52px 1fr;
    padding: 22px 20px;
  }
}

/* ── ≤580px ── */
@media (max-width: 580px) {
  .claim-steps {
    grid-template-columns: 1fr;
  }
  .checklist {
    grid-template-columns: 1fr;
  }
}

/* ── ≤480px ── */
@media (max-width: 480px) {
  .footer-grid {
    grid-template-columns: 1fr;
  }
}

/* ── ≤700px (guide-specific) ── */
@media (max-width: 700px) {
  .km-options {
    grid-template-columns: 1fr;
  }
  .tag-grid {
    grid-template-columns: 1fr 1fr;
  }
}
